Wallet Protection FAQs

Does this cover all of my credit cards, or just my Discover card?
In the event that my wallet/purse is lost or stolen, how would you know what cards to cancel on my behalf?
Is my spouse covered under my enrollment?
If I request emergency cash, how am I charged for it?
If I enroll at the annual rate but decide to cancel early, am I still charged the entire cost?
How will I be billed for Wallet Protection?
How do I cancel my Wallet Protection Enrollment?

Does this cover all of my credit cards, or just my Discover card?

Discover Wallet Protection covers not only your Discover card but also all other cards in your wallet. In the event that your wallet or purse is lost or stolen, call us and we'll activate 90 day 3-bureau monitoring of your credit report and help notify all your card issuers and request replacements on your behalf.

In the event that my wallet/purse is lost or stolen, how would you know what cards to cancel on my behalf?

When you enroll in Discover Wallet Protection, you will need to visit Discover.com/Wallet, log in and list all of your cards in the online registry or if you prefer you can call us at 1-888-802-9639, and an account representative will take your information by phone. Unless you provide the card information to us when reporting a lost/stolen event, we will not be able to request cancellation of any cards that are not listed in the Discover Wallet Protection Registry, however, we will activate the 90 day 3-bureau monitoring of your credit report.

Is my spouse covered under my enrollment?

Discover Wallet Protection benefits extend to joint Cardmembers as well as your spouse and your unmarried, dependent children under age 19, or under 23 if they are full-time students.

If I request emergency cash, how am I charged for it?

If your wallet has been lost or stolen, we can wire you up to $1,000 in Emergency Cash to wherever you are. The cash will be treated as a Cash Advance under your Discover Cardmember Agreement, but we will waive the Cash Advance Fee.

If I enroll at the annual rate but decide to cancel early, am I still charged the entire cost?

If you enroll at the annual rate and cancel prior to the end of full year, you will receive a prorated refund.

How will I be billed for Wallet Protection?

Your Discover card account will be billed monthly or annually (if you choose the annual enrollment option) for Discover Wallet Protection service. However, you may choose to cancel Discover Wallet Protection at any time.